Don't rely on borrower-provided numbers. Get independent ARV and rehab estimates in minutes. Protect your capital with AI-powered due diligence.
This deal has a 67% LTV based on actual ARV—above your 65% threshold.
Independent verification for every deal you fund
Don't rely on borrower-provided numbers. Get independent ARV and rehab estimates you can trust.
AI pulls and adjusts comparable sales. See exactly what the borrower's property is worth.
AI flags potential issues—overpriced markets, unrealistic rehab budgets, questionable exit strategies.
Instantly calculate LTV, LTC, and LTARV ratios. Know your exposure before you fund.
Understand the local market conditions. Is this a good market for a flip or rental?
Verify the borrower's exit strategy makes sense. Will this property actually sell or rent at their numbers?
Common questions from hard money and private lenders
PropLab pulls comparable sales independently and applies AI-driven adjustments for property differences. We don't use the borrower's comps—we find our own. This gives you an unbiased second opinion on property value before you fund.
Yes. Our API allows you to automatically trigger property analysis when a new loan application comes in. Results are returned as structured JSON that can populate fields in your LOS. We support webhooks for real-time notifications.
PropLab identifies common red flags including: ARV estimates that exceed market data, unrealistic rehab budgets based on scope of work, declining market conditions, extended days on market in the area, and exit strategies that don't match market dynamics.
Yes. We offer enterprise pricing for lenders processing 100+ deals per month. This includes dedicated API access, priority processing, custom reporting, and volume discounts. Contact us for a custom quote based on your monthly volume.
Most analyses complete in under 60 seconds. For lenders using our API with batch processing, we can analyze multiple properties in parallel. Priority processing is available for enterprise clients who need guaranteed sub-30-second response times.
PropLab is designed to augment your underwriting team, not replace them. Use PropLab for initial screening and independent verification, then have your team review flagged deals and make final decisions. This speeds up processing while maintaining your risk standards.